The popular mobile payment platform Cash App is once again in the headlines, this time for a $12.5 million class action settlement that could pay eligible users between $88 and $147. The proposed settlement, expected to gain final approval in 2 December 2025, comes after allegations that Cash App’s “Invite Friends” program violated Washington state laws on unsolicited text messages.
This settlement sparked nationwide interest, especially among Cash App users who unknowingly received marketing texts. With confusion swirling about who qualifies, how much will be paid, and when payments will start, here’s a complete breakdown of what this major settlement means for affected users.
$12.5M Cash App Settlement 2025: Find Out If You Qualify for a Payout
The $12.5 million fund was proposed to resolve the lawsuit Bottoms v. Block, Inc., filed in the U.S. District Court for the Western District of Washington. The lawsuit alleges that Block, Inc., Cash App’s parent company, violated Washington law by assisting users in sending unsolicited promotional text messages through the app’s referral program between 14 November 2019 and 7 August 2025.
According to court filings, affected individuals may qualify for settlement payments ranging from $88 to $147, depending on the number of valid claims submitted. The settlement also covers legal fees, administrative expenses, and service awards for class representatives.
While Block denies any wrongdoing, it agreed to the settlement to avoid ongoing litigation. The final approval hearing is scheduled for 2 December 2025, after which payments will be distributed to verified claimants.
$12.5M Cash App Settlement Quick Highlights
| Latest Update On | $12.5M Cash App Settlement Payment All Updates |
| Department / Oversight Body | U.S. District Court for the Western District of Washington |
| Country | United States |
| Settlement Name / Case | Bottoms v. Block, Inc. |
| Total Settlement Amount | $12,500,000 |
| Claim Form Deadline | 27, October 2025 |
| Eligible Recipients | Face Cash App Referral Message b/w 14, Nov 2019 & 7 Aug 2025, check below. |
| Payment Type | Direct Deposit, PayPal, Venmo, or Mailed Check |
| Estimated Payment Per Person | $88 – $147 (may vary based on valid claims) |
| Exclusion / Objection Deadline | 27, October 2025 |
| Final Approval Hearing | 2, December 2025 |
| Expected Payment Date | Within 60 – 90 days after court approval |
| Case Filed Under | Case No. 2:23-cv-01969-MJP |
| Settlement Administrator | Bottoms v. Block Settlement Administrator, P.O. Box 2631, Baton Rouge, LA 70821 |
| info@BottomsTextSettlement.com | |
| Phone | 877-540-7545 |
| Official Website | www.BottomsTextSettlement.com |
Who Can Apply For Cash App Settlement Payment?
To qualify for a share of the $12.5 million fund, individuals must meet the following criteria –
- Must have received a Cash App “Invite Friends” referral text message between 14, Nov. 2019 and 7, Aug. 2025.
- Only resident of Washington State at the time of receiving the message as eligible.
- Must not have given clear and affirmative consent to receive the promotional text.
- Should file a valid claim form before the deadline of 27, October 2025.
- Must provide the phone number that received the referral message and verify ownership or regular usage.
Eligible claimants can file their claims electronically on the official settlement website or by mailing the completed claim form to the settlement administrator.
Cash App Settlement Payment Amounts
| Claim Category | Estimated Payment |
|---|---|
| Verified Claimants | $88 – $147 |
| High-Impact Users (Multiple Texts) | Up to $150 |
| Administrative or Minor Claims | $25 – $75 |
Note – Final payment amounts will depend on the total number of approved claims. Payments may be prorated to ensure fair distribution across all eligible class members.
Settlement Date & Expected Payout Timeline
The final approval hearing is set for 2 December 2025, where the court will decide whether to grant final approval to the settlement. Once approved, payments will begin within 60 to 90 days after the ruling.
| Phase | Expected Date |
|---|---|
| Claim Filing Deadline | 27, October 2025 |
| Exclusion / Objection Deadline | 27, October 2025 |
| Final Approval Hearing | 2, December 2025 |
| Payments Begin | Early 2026 (within 60 – 90 days after approval) |
Recipients can expect their settlement funds through direct deposit, PayPal, Venmo, or mailed checks, depending on the option selected in their claim form.
How to File For Cash App Settlement Payment?
Follow these simple steps to submit your claim before the deadline –
- Visit the official settlement website, www.BottomsTextSettlement.com.
- Check your eligibility by entering your phone number or details related to the referral message.
- Complete the online claim form accurately with your information.
- Upload verification documents, such as proof of phone number ownership or ID, if requested.
- Submit your claim by 27 October 2025 and keep a confirmation copy.
- Await verification from the settlement administrator and payment once approved.
You may also mail your completed form to ” Bottoms v. Block Settlement Administrator, P.O. Box 2631, Baton Rouge, LA 70821.
Note – For questions, contact info@BottomsTextSettlement.com or call 877-540-7545.
New Updates on the Cash App Settlement 2025
As of October 2025, court documents confirm that Judge Marsha J. Pechman is overseeing the case. The final hearing remains on schedule for 2 December 2025, unless further motions are filed.
Cash App’s parent company, Block, Inc., has reiterated that it admits no wrongdoing and maintains that it complies with all federal and state communication laws. However, the company has enhanced its user consent policies and opt-in systems to avoid similar claims in the future.
Meanwhile, Cash App continues to attract attention for its October promotional campaign, “Cash App Pool Fridays,” which offers users a chance to win $100 every Friday, a move likely aimed at rebuilding user trust amid the settlement news.
Cash App Settlement Payouts Coming in 2025
The $12.5 million Cash App settlement represents one of 2025’s most closely watched consumer class action cases. While payouts may seem modest, the case underscores growing scrutiny over digital marketing practices and user consent in financial apps.
Eligible Washington residents who received Cash App referral messages without consent are encourage to submit their claims before 27 October 2025, via the official website at www.BottomsTextSettlement.com. As always, verify your eligibility directly through the official site and stay alert for further updates following the 2 December 2025, court approval.
This is the least biggest problem I’ve had from cash out is the fact that they don’t do what they say they’re going to do and they suspended my account for gambling when there was no terms and conditions against it